The Insurance Act, 1938 (4 of 1938) as amended by The Finance (No. 2) Act, 2019 (23 of 2019) (w.e.f. 1-8-2019) with The Insurance Rules, 1939 The Insurance Ombudsman Rules, 2017 as amended by (Amendment) Rules, 2018 The General Insurance Business (Nationalisation) Act, 1972 (57 of 1972) as amended by the Finance (No. 2) Act, 2019 (23 of 2019) (w.e.f. 1-8-2019) Indian Insurance Companies (Foreign Investment) Rules, 2015 as amended by (Amendment) Rules, 2019 The Insurance (Appeal to Securities Appellate Tribunal) Rules, 2016